Unyaka wezimali usho isikhathi esiyizinyanga eziyi-12 esisetshenziswa izinhlangano, ohulumeni, namabhizinisi ukulandelela imisebenzi yabo yezezimali nemibiko yezezimali. Yisikhathi lapho kulungiswa khona izitatimende zezimali zenkampani, okuhlanganisa izitatimende zemali engenayo, amashidi ebhalansi, nezitatimende zokuhamba kwemali. Unyaka wezimali ungaqala futhi uphele ngezikhathi ezahlukene, kuye ngokuthi inhlangano ikhetha kuphi, kodwa ngokuvamile uqondana nonyaka wekhalenda, oqala ngoJanuwari 1 uphele zingama-31 kuZibandlela. Kwamanye amazwe, njenge-Australia ne-New Zealand, unyaka wezimali uqala ngoJulayi 1 futhi uphele ngoJuni 30.