Isheke lasebhange, elaziwa nangokuthi isheke le-cashier noma okusalungiswa kwasebhange, ithuluzi lezezimali elikhishwe yibhange noma isikhungo sezezimali esiqinisekisa ukukhokhwa kwenani elithile lemali kumuntu oshiwo eshekeni. Kufana nesheke elivamile, kodwa ngenxa yokuthi liqinisekiswa yibhange, libhekwa njengephephile futhi linokwethenjelwa. Izimali zesheke lasebhange ngokuvamile zikhishwa ku-akhawunti yomuntu noma inhlangano ecela isheke, futhi isheke likhishwa egameni lomuntu okhokhelwayo okhethwe umnikazi we-akhawunti.