Mai tsare-tsare mutum ne ko mahaɗan da ke da tsarin inshora. Wannan yana nufin cewa sun sayi tsarin inshora kuma sun cancanci fa'idodinsa, kamar ɗaukar hoto don takamaiman haɗari ko abubuwan da suka faru. Mai tsara manufofin yana da alhakin biyan kuɗin inshora ga kamfanin inshora don musanyawa don ɗaukar hoto da manufofin ke bayarwa. Har ila yau, mai riƙe da manufofin yana da alhakin bin sharuɗɗa da sharuɗɗan manufofin, kamar bayar da rahoton da'awar da sauri da kuma daidai, da kuma ba da mahimman bayanai ga kamfanin inshora don tallafawa da'awar.