Ma'anar ƙamus na jimlar "yanayin kuɗi" ita ce gaba ɗaya yanayin lafiyar kuɗi na mutum ko ƙungiyar, gami da samun kuɗin shiga, kashe kuɗi, kadarorin su, abubuwan da ake bi, da daidaiton kuɗi gabaɗaya. Yana da kimanta matsayin mutum na kudi kuma ana iya amfani da shi don sanin ikon sarrafa kuɗin su, biyan bashi, da saka hannun jari don gaba. Ana iya nazarin yanayin kuɗin kamfani, alal misali, ta amfani da bayanan kuɗi kamar ma'auni, bayanan kuɗin shiga, da bayanan tsabar kuɗi.